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Philadelphia Bankruptcy & Debt Relief Attorneys
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Trusted PhiladElphia Bankruptcy Attorneys

Are you struggling to pay your bills? Facing creditor harassment, lawsuits, foreclosure, or repossession? There's a solution, and we can help you find it. Call our Philadelphia area bankruptcy and debt relief attorneys for your legal options. Initial consultations are free and confidential.

Feeling overwhelmed? Solving difficult financial problems is what we do. We will listen to you and help you find the solutions that best fit your situation, whether it is Chapter 7 bankruptcy, Chapter 13 bankruptcy, debt settlement, debtor defense, mortgage modification, foreclosure defense, or something else.

We serve all of Philadelphia, Montgomery, Delaware, Chester, Bucks, Berks, Lancaster, Lehigh, and Northampton Counties in Pennsylvania. Feel free to browse the information on our website, blog, and FAQs and ask us questions. We're here to help.

Are you struggling to pay your bills? Are creditors harassing you? Are you facing lawsuits, foreclosure, or repossession? We can help you put a stop to it. Even if your home is in foreclosure or your small business is in trouble, it may not be too late to save it. Call our Philadelphia area bankruptcy and debt relief attorneys for your legal options.

You Can get a fresh start.
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What IS YOUR MAIN CONCern?

We help our clients find solutions that stop debt collector harassment, stop a foreclosure or sheriff's sale, eliminate or restructure debts, discharge or restructure back taxes and penalties, get rid of business and medical debt, and deal with other financial issues. To learn more, click any of the buttons below:

what our clients say about us

We get results by providing our clients with options tailored to their unique situations. Just as important, we are responsive and dedicated to keeping our clients informed throughout the legal process. See what our clients have been saying about us for years.

Melissa

When I hired Daniel Mueller as my Attorney, I was very nervous and concerned about the whole bankruptcy process. Mr. Mueller not only put me at ease, he also explained, in detail, what would happen during a Chapter 7 Bankruptcy, provided me with lists to follow and check off as I gathered the necessary documents, and was always available to answer any of my questions and shepherd me through the entire process.

He is an excellent and very knowledgeable lawyer and a very compassionate man. Reviewed on AVVO.

Meg

Dan was an incredibly helpful, supportive, clear and effective attorney. He worked closely with me on my behalf and was attentive and responsible in terms of communication and in terms of advocacy.

After many years of financial stress, Dan's help made it possible for me to move forward. Reviewed on Google

Tom

My phone call to attorney Dan Mueller may have been the most important phone call of my life. I was encountering innumerable debt collectors who had NO hesitation in lying to me, and had I acted on their instructions, I would have suffered a great deal. Dan met with me and gave me the professional guidance that I needed.

He's a good man, but just as importantly, he knows what he is doing and he will protect you from ruthless debt vultures! Reviewed on Facebook.

Sean

Professional and Patient. Dan Mueller was very understanding about my financial situation and extremely patient while explaining the bankruptcy process. He took the time to go over every aspect and emailed updates throughout the process - I never felt hurried or like I didn’t understand the how things were progressing.

His service fee quote was clear, fair, it never changed, and Dan performed all the aspects as promised. And probably the most remarkable aspect of working with Dan was that I never felt embarrassed or self-conscious because of my financial situation – instead, it was a positive experience that was more about setting a positive course for the future. Reviewed on AVVO.

Veteran

Dan has all the qualities expected of a great attorney, and he is a true bankruptcy expert.

Dan helped navigate the Chapter 7 process and explained all my legal options. The client/attorney relationship was comfortable from the first consultation through the discharge. Dan is a godsend for this Veteran! Reviewed on AVVO.

Krissi

Dan Mueller is very professional and prompt. He is courteous and patient. He explains the entire process very thoroughly every step of the way.

There is no better attorney to go through stressful financial times with. Thanks Dan! Reviewed on Google.

Meg

Dan was an incredibly helpful, supportive, clear and effective attorney. He worked closely with me on my behalf and was attentive and responsible in terms of communication and in terms of advocacy.

After many years of financial stress, Dan's help made it possible for me to move forward. Reviewed on Google

Veteran

Dan has all the qualities expected of a great attorney, and he is a true bankruptcy expert.

Dan helped navigate the Chapter 7 process and explained all my legal options. The client/attorney relationship was comfortable from the first consultation through the discharge. Dan is a godsend for this Veteran! Reviewed on AVVO.

Krissi

Dan Mueller is very professional and prompt. He is courteous and patient. He explains the entire process very thoroughly every step of the way.

There is no better attorney to go through stressful financial times with. Thanks Dan! Reviewed on Google.

Our Practice Areas

Chapter 7 Bankruptcy

Get a Fresh Start.

Chapter 7 bankruptcy offers a fresh financial start. In Chapter 7 you can:

  • Eliminate most debts, including credit cards, personal and payday loans, medical bills, utility bills, judgments, mortgage deficiencies, some taxes, and more.
  • Keep your property, including cars, household goods, retirement funds, earnings, and often your home.
  • Stop lawsuits, debt collection, repossession, foreclosure, bank levies, garnishments, and utility shutoffs.

>>More on Chapter 7 bankruptcy.

Chapter 13 Bankruptcy

Save your home, car, or business.

Chapter 13 bankruptcy restructures debts. In Chapter 13 you can:

  • Save your home from foreclosure.
  • Save a vehicle or other property from repossession.
  • Save money on interest, fees, and penalties.
  • Stretch out payments on car loans and other secured debt.
  • Discharge some or most of your unsecured debt.
  • Discharge or restructure back taxes.
  • File for bankruptcy when your income is too high for Chapter 7.

>>More on Chapter 13 bankruptcy.

Debt Settlement

Maybe Avoid Bankruptcy.

In debt settlement (or debt negotiation), an attorney negotiates with your creditors so you can:

  • Resolve debts for significantly less than the balance.
  • Remove judgments and liens.
  • Secure better repayment terms.
  • Avoid bankruptcy.

Unlike many "credit counseling" and debt settlement companies, we will help you determine if a settlement is in your best interest and make sure you understand the alternatives.

>>More on Debt Settlement.

Other Non-Bankruptcy Debt Solutions

Debtor Defense - Fight collection lawsuits by creditors and debt collectors.
Foreclosure Defense - Fight your foreclosure and hold lenders accountable for their mistakes.
Mortgage Modification - Change the terms of your mortgage to clear arrearages and modify your payment.
Eviction Defense - Fight improper Landlord-Tenant evictions.

Consumer Protection Law

Fair Debt Collection Practices Act (FDCPA) - Sue abusive debt collectors.
Fair Credit Reporting Act (FCRA)
- Make creditors pay for false credit reporting.
Service Members Relief Act (SMRA) - Protections for those who serve.
Fraud
- Make consumer fraudsters pay.

Common Questions

May senior citizens file for bankruptcy?

There is no age limit on the protections offered by the bankruptcy code, and seniors are seeking relief under the Bankruptcy Code more and more. In some ways, it is easier for seniors to discharge debt under Chapter 7 than younger people, because their social security income does not count towards the means test (see above). Bankruptcy can protect a senior’s assets, such as a home or pension. Bankruptcy is not always the best solution for seniors, but it is an option that seniors having debt problems should discuss with a bankruptcy attorney. We offer discounts for Seniors. >>More

What can I own after Bankruptcy?

The short answer is anything. In addition to exempt property, you can keep whatever you obtain after filing for bankruptcy. That being said, if you receive a large amount of money or other property within 6 months of filing (e.g., an inheritance, proceeds from a life insurance policy, etc.), you may be required to pay it to the trustee for distribution to your creditors (to the extent that it is not exempt).Therefore, it is very important to tell your attorney if you are expecting such a distribution, so your attorney can review possible exemptions before you file.

What is a Judgment Creditor?

A judgment creditor has sued you in court and obtained a judgment against you(either because you lost the case or by default because you did not respond to the lawsuit). Judgment creditors have more options to collect on the judgment than a creditor without a judgment.

What Is an Unsecured Creditor?

An unsecured creditor does not have a lien on any property. Most credit cards personal loans, medical bills, etc. are unsecured debts.

Quick Note: Although most credit cards are not secured, it is not unusual for store credit card lenders (such as a department  store card provider) to claim a security interest in certain items that you purchase with their account.

Do You Have Questions for Our Bankruptcy Attorneys?

Use this form to contact our bankruptcy and debt lawyers, or give us a call at 215-248-0989. We offer free debt evaluations, including phone or video (Skype, Zoom, Facetime, etc.) consultations.

You will speak with an experienced attorney and get real answers to your financial questions.

Let's find the right answers for you.

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AREAS WE SERVICE INCLUDE: Philadelphia, PA | Montgomery County, PA | Bucks County, PA | Chester County, PA | Delaware County, PA | Berks County, PA | Lancaster County, PA | Lehigh County, PA| Northampton County, PA

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