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Pennsylvania Median Income Gains for 2020-2021 Bankruptcy Means Test

Philadelphia Bankruptcy Attorney, Dan Mueller

The Pennsylvania median income will increase again for most families as of November 1, 2020, meaning more debtors will qualify for Chapter 7 Bankruptcy in 2020 and the first half of 2021.

The Pennsylvania median income will increase again for most families as of November 1, 2020, meaning more debtors will qualify for Chapter 7 Bankruptcy in 2020 and the first half of 2021.

Eviction Moratorium for Residential Tenants Ordered Until 2021

Paul Midzak, Esq.

The Centers for Disease Control and Prevention (CDC) announced an order to temporarily stop residential evictions to prevent the further spread of COVID-19. The moratorium is in effect until 2021.

The Centers for Disease Control and Prevention (CDC) announced an order to temporarily stop residential evictions to prevent the further spread of COVID-19. The moratorium is in effect until 2021.

The Bankruptcy Means Test: An Attorney’s Explanation

Philadelphia Bankruptcy Attorney, Dan Mueller

What is the bankruptcy means test? How does it work, and why does it matter in Pennsylvania bankruptcy? A Philadelphia bankruptcy lawyer explains how the means test can enable more debtors to file for Chapter 7 bankruptcy.

What is the bankruptcy means test? How does it work, and why does it matter in Pennsylvania bankruptcy? A Philadelphia bankruptcy lawyer explains how the means test can enable more debtors to file for Chapter 7 bankruptcy.

You Can Discharge Income Taxes In Bankruptcy |Taxes and Bankruptcy

Philadelphia Bankruptcy Attorney, Dan Mueller

A Philadelphia bankruptcy attorney explains how you can discharge federal, state, and local income taxes in Chapter 7 and Chapter 13 bankruptcy in Pennsylvania. Bankruptcy can eliminate some back income taxes or restructure others.

A Philadelphia bankruptcy attorney explains how you can discharge federal, state, and local income taxes in Chapter 7 and Chapter 13 bankruptcy in Pennsylvania. Bankruptcy can eliminate some back income taxes or restructure others.

Foreclosure Defense And Bankruptcy

Philadelphia Bankruptcy Attorney, Dan Mueller

Mortgage foreclosure defense in Pennsylvania can buy you time to bring your loan current, sell your home, or make other plans. In many cases, foreclosure defense can lead to a mortgage modification, settlement, or both. You can sometimes modify a mortgage while in bankruptcy.

Mortgage foreclosure defense in Pennsylvania can buy you time to bring your loan current, sell your home, or make other plans. In many cases, foreclosure defense can lead to a mortgage modification, settlement, or both. You can sometimes modify a mortgage while in bankruptcy.

High-Income Chapter 7 Bankruptcy: Crossing the Threshold

Philadelphia Bankruptcy Attorney, Dan Mueller

Don't assume that your high income will prevent you from filing for Chapter 7 bankruptcy in Pennsylvania. Income alone does not determine if you should file for Chapter 7 or Chapter 13 bankruptcy or pursue a non-bankruptcy option.

Don't assume that your high income will prevent you from filing for Chapter 7 bankruptcy in Pennsylvania. Income alone does not determine if you should file for Chapter 7 or Chapter 13 bankruptcy or pursue a non-bankruptcy option.

Bankruptcy and Seniors: When The Wolf Knocks on Grandma's Door

Philadelphia Bankruptcy Attorney, Dan Mueller

Bankruptcy can help Pennsylvania seniors eliminate debt, regain control of their financial lives, and live without constant financial worries. Seniors should discuss both bankruptcy and non-bankruptcy solutions with an experienced bankruptcy attorney.

Bankruptcy can help Pennsylvania seniors eliminate debt, regain control of their financial lives, and live without constant financial worries. Seniors should discuss both bankruptcy and non-bankruptcy solutions with an experienced bankruptcy attorney.

The Bankruptcy Discharge And Beyond: Life After Bankruptcy

Philadelphia Bankruptcy Attorney, Dan Mueller

Important information about your home, cars, credit, taxes, student loans, debt collection, and more after your bankruptcy discharge. See how to make the most of your debt-free status.

Important information about your home, cars, credit, taxes, student loans, debt collection, and more after your bankruptcy discharge. See how to make the most of your debt-free status.

The Pennsylvania Statute of Limitations on Debt: Three Costly Mistakes

Philadelphia Bankruptcy Attorney, Dan Mueller

The Pennsylvania Statute of Limitations on debt is a powerful tool for dealing with unfair collection practices. Unfortunately, debtors often make costly mistakes in applying the Statute of Limitations.

The Pennsylvania Statute of Limitations on debt is a powerful tool for dealing with unfair collection practices. Unfortunately, debtors often make costly mistakes in applying the Statute of Limitations.

The Pennsylvania Statute of Limitations on Debt Stops Vulture Debt Collectors

Philadelphia Bankruptcy Attorney, Dan Mueller

The four-year Pennsylvania Statute of Limitations on debt is an often overlooked but powerful defense for consumers facing aggressive creditors. Debt collectors do not want you to know this, but sometimes a debt is just too old to collect.

The four-year Pennsylvania Statute of Limitations on debt is an often overlooked but powerful defense for consumers facing aggressive creditors. Debt collectors do not want you to know this, but sometimes a debt is just too old to collect.

What You Need to Know About Illegal Debt Collection in Pennsylvania

Philadelphia Bankruptcy Attorney, Dan Mueller

Debt collectors often use intimidation, lies, and harassment to collect debts. (Witness the debt collectors in Pennsylvania that set up a fake court.) Fortunately, you can protect yourself from these unscrupulous creditors and collectors.

Debt collectors often use intimidation, lies, and harassment to collect debts. (Witness the debt collectors in Pennsylvania that set up a fake court.) Fortunately, you can protect yourself from these unscrupulous creditors and collectors.

Post-Bankruptcy Harassment: Stopping Creditors Who Just Don’t Get It

Philadelphia Bankruptcy Attorney, Dan Mueller

‍Bankruptcy's automatic stay protects debtors from collections, lawsuits, harassment, repossession, foreclosure, and other efforts to collect debts. Creditors who try to collect after a Pennsylvania debtor has filed for bankruptcy face severe sanctions.

‍Bankruptcy's automatic stay protects debtors from collections, lawsuits, harassment, repossession, foreclosure, and other efforts to collect debts. Creditors who try to collect after a Pennsylvania debtor has filed for bankruptcy face severe sanctions.

Mortgage Modification And Bankruptcy

Philadelphia Bankruptcy Attorney, Dan Mueller

A mortgage modification in Pennsylvania may involve a reduction to your interest rate, rolling any back payments into the loan principal (capitalization of the arrearage), or extending the term of your loan.

A mortgage modification in Pennsylvania may involve a reduction to your interest rate, rolling any back payments into the loan principal (capitalization of the arrearage), or extending the term of your loan.

Making Your Bankruptcy Consultation Count

Philadelphia Bankruptcy Attorney, Dan Mueller

The initial bankruptcy consultation is an opportunity to get a professional evaluation of your finances and see if the bankruptcy attorney is a good fit. Your bankruptcy attorney should review your financial situation and discuss all possible solutions, not just bankruptcy.

The initial bankruptcy consultation is an opportunity to get a professional evaluation of your finances and see if the bankruptcy attorney is a good fit. Your bankruptcy attorney should review your financial situation and discuss all possible solutions, not just bankruptcy.

Avoiding the Bankruptcy Conversation Can Be Costly

Philadelphia Bankruptcy Attorney, Dan Mueller

Refusing to discuss bankruptcy might feel like the right choice, but it can cost you your home, personal property, retirement, and peace of mind. Consulting with an experienced bankruptcy lawyer can often prevent loss of assets and other long-term financial damage.

Refusing to discuss bankruptcy might feel like the right choice, but it can cost you your home, personal property, retirement, and peace of mind. Consulting with an experienced bankruptcy lawyer can often prevent loss of assets and other long-term financial damage.

Bankruptcy Cramdown Of Auto Loans Reduces Interest and Payments

Philadelphia Bankruptcy Attorney, Dan Mueller

If your car is worth less than you owe, or your interest rate is high, a Chapter 13 bankruptcy "cramdown" can lower your balance, cut your interest rate, and slash your payment. Find out what you need to know about the cramdown of auto loans in Pennsylvania Bankruptcy and alternatives.

If your car is worth less than you owe, or your interest rate is high, a Chapter 13 bankruptcy "cramdown" can lower your balance, cut your interest rate, and slash your payment. Find out what you need to know about the cramdown of auto loans in Pennsylvania Bankruptcy and alternatives.

Ouch! Protecting Your Personal Injury Claim in Bankruptcy

Philadelphia Bankruptcy Attorney, Dan Mueller

Personal injury claims are exempt in Pennsylvania Chapter 7 and Chapter 13 bankruptcy up to a point. However, you must know how to protect your claim both before and after you file your bankruptcy case.

Personal injury claims are exempt in Pennsylvania Chapter 7 and Chapter 13 bankruptcy up to a point. However, you must know how to protect your claim both before and after you file your bankruptcy case.

How to Prepare for The Bankruptcy Meeting of Creditors

Philadelphia Bankruptcy Attorney, Dan Mueller

What you need to know to prepare for your bankruptcy hearing by our Philadlephia bankruptcy attorneys.

What you need to know to prepare for your bankruptcy hearing by our Philadlephia bankruptcy attorneys.

Avoiding the Bankruptcy Means Test

Philadelphia Bankruptcy Attorney, Dan Mueller

If you have to take the bankruptcy means test, keep in mind that there is a high likelihood of passing. Moreover, you may have options even if you do not pass the test.

If you have to take the bankruptcy means test, keep in mind that there is a high likelihood of passing. Moreover, you may have options even if you do not pass the test.

Bankruptcy and Other Laws Protect Financially Stressed Military Servicemembers

Philadelphia Bankruptcy Attorney, Dan Mueller

The Bankruptcy Code and other federal statutes, such as the Servicemembers Civil Relief Act (SCRA) and the National Guard and Reservists Relief Act, offer specific protections to members of the military struggling with debt and other financial concerns.

The Bankruptcy Code and other federal statutes, such as the Servicemembers Civil Relief Act (SCRA) and the National Guard and Reservists Relief Act, offer specific protections to members of the military struggling with debt and other financial concerns.

The Bankruptcy Meeting of Creditors: No Cause for Anxiety

Philadelphia Bankruptcy Attorney, Dan Mueller

Knowing what to expect at the bankruptcy meeting of creditors will make things go smoother and help to ease any anxiety you may be feeling. Your bankruptcy attorney will attend the meeting with you and prepare you beforehand.

Knowing what to expect at the bankruptcy meeting of creditors will make things go smoother and help to ease any anxiety you may be feeling. Your bankruptcy attorney will attend the meeting with you and prepare you beforehand.

Deficiency Judgments After Foreclosure

Philadelphia Bankruptcy Attorney, Dan Mueller

Deficiency judgments in Pennsylvania can follow a mortgage foreclosure, leaving the former homeowners on the hook for thousands of dollars. Bankruptcy can stop deficiency judgments and discharge debt.

Deficiency judgments in Pennsylvania can follow a mortgage foreclosure, leaving the former homeowners on the hook for thousands of dollars. Bankruptcy can stop deficiency judgments and discharge debt.

Move It or Lose It: Banks May Freeze Accounts After Your Bankruptcy Filing

Philadelphia Bankruptcy Attorney, Dan Mueller

If you bank with your creditors, you should change banks before filing your bankruptcy case to avoid losing funds. Learn why and how to protect accounts. By telling your lawyer about all of your accounts upfront, you can avoid such problems down the road.

If you bank with your creditors, you should change banks before filing your bankruptcy case to avoid losing funds. Learn why and how to protect accounts. By telling your lawyer about all of your accounts upfront, you can avoid such problems down the road.

Questions the Bankruptcy Trustee May Ask at The Meeting of Creditors

Philadelphia Bankruptcy Attorney, Dan Mueller

The bankruptcy trustee’s primary job at the Chapter 7 or Chapter 13 meeting of creditors (341 meeting) is to ask questions and confirm that you have provided complete and accurate information in your petition and schedules.

The bankruptcy trustee’s primary job at the Chapter 7 or Chapter 13 meeting of creditors (341 meeting) is to ask questions and confirm that you have provided complete and accurate information in your petition and schedules.

Fair Debt Collection Practices Act Stops Collection Of Settled Or Paid Debts

Philadelphia Bankruptcy Attorney, Dan Mueller

The Fair Debt Collection Practices Act ("FDCPA") and related laws can stop unscrupulous debt collectors who try to collect settled or paid debts in Pennsylvania. Violations of these statutes can result in payment of damages for the debtor, including attorney's fees.

The Fair Debt Collection Practices Act ("FDCPA") and related laws can stop unscrupulous debt collectors who try to collect settled or paid debts in Pennsylvania. Violations of these statutes can result in payment of damages for the debtor, including attorney's fees.

Harborstone Law Group Opens Center City Philadelphia Office

Philadelphia Bankruptcy Attorney, Dan Mueller

Harborstone Law amounces the opening of its new office in Center City Philadelphia. Harborstone Law represents Pennsylvania consumers struggling with debt throughout greater Philadelphia.

Harborstone Law amounces the opening of its new office in Center City Philadelphia. Harborstone Law represents Pennsylvania consumers struggling with debt throughout greater Philadelphia.

Debtors’ Prison: Knowledge Is the Key to Escaping Debt

Philadelphia Bankruptcy Attorney, Dan Mueller

The imprisonment of debt takes a heavy toll on virtually all aspects of a person's life, including work, family, friendships, and even health. There is a way out.

The imprisonment of debt takes a heavy toll on virtually all aspects of a person's life, including work, family, friendships, and even health. There is a way out.

Bankruptcy, Foreclosure, and Debt Relief During the Covid-19 Crisis

Philadelphia Bankruptcy Attorney, Dan Mueller

Our Philadelphia bankruptcy attorneys answer common questions about bankruptcy, debt settlement, foreclosure, and other financial issues during the COVID-19 (Coronavirus) crisis.

Our Philadelphia bankruptcy attorneys answer common questions about bankruptcy, debt settlement, foreclosure, and other financial issues during the COVID-19 (Coronavirus) crisis.

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