Important information about your home, cars, credit, taxes, student loans, debt collection, and more after your bankruptcy discharge. See how to make the most of your debt-free status.
The four-year Pennsylvania Statute of Limitations on debt is an often overlooked but powerful defense for consumers facing aggressive creditors. Debt collectors do not want you to know this, but sometimes a debt is just too old to collect.
The Pennsylvania Statute of Limitations on debt is a powerful tool for dealing with unfair collection practices. Unfortunately, debtors often make costly mistakes in applying the Statute of Limitations.
The Fair Debt Collection Practices Act ("FDCPA") and related laws can stop unscrupulous debt collectors who try to collect settled or paid debts in Pennsylvania. Violations of these statutes can result in payment of damages for the debtor, including attorney's fees.
Debt collectors often use intimidation, lies, and harassment to collect debts. (Witness the debt collectors in Pennsylvania that set up a fake court.) Fortunately, you can protect yourself from these unscrupulous creditors and collectors.
Bankruptcy's automatic stay protects debtors from collections, lawsuits, harassment, repossession, foreclosure, and other efforts to collect debts. Creditors who try to collect after a Pennsylvania debtor has filed for bankruptcy face severe sanctions.