Terms and Conditions

Thank you for visiting the Philadelphia Bankruptcy Attorney website of Harborstone Law LLP ("Harborstone Law"). This site and its subdomains are a part of bankruptcylawyerpa.com, a website of Harborstone Law.

Who We Are

Harborstone Law is a Pennsylvania attorney partnership and federally designated as a debt relief agency. We help people eliminate and restructure debt by filing for relief under the US Bankruptcy Code and through bankruptcy alternatives.

The terms of use of this site are set forth below:

TERMS OF USE

We hope you find the information on our website to be helpful. However, our website is designed to be a source of general information and is not intended to be and is not legal advice. The information provided on this website does not create an attorney-client relationship with HARBORSTONE LAW or any of its attorneys. Communicating via a web form or email message to HARBORSTONE LAW or any of its attorneys or staff does not create an attorney-client relationship with HARBORSTONE LAW or any of its attorneys.

This site may contain references or cross-references to legal services that are not available in every state, county, or country. The attorneys at Harborstone law actively practice in Pennsylvania and Washington DC.

Information on this website is not a substitute for a consultation with an attorney.

Although this site provides extensive information about bankruptcy, debt negotiation/debt settlement, foreclosure, and other areas of law, it is not a substitute for a consultation with a qualified attorney. Moreover, the law changes rapidly, and we cannot guarantee that all information on our website or blog is current at any given time. A legal website can provide a general overview of the law, but it cannot determine if the law fits the facts of your case. Therefore, it is dangerous to rely on law-related information obtained online, no matter how reliable the source, without consulting an attorney.

Many bankruptcy and debt attorneys, including the attorneys of Harborstone Law, offer free consultations to debtors who live in their practice areas. Therefore, there is no reason to go it alone when faced with significant financial problems.

A word about free consultations

We offer a free initial debt consultation to potential clients who reside in our practice areas if we believe they will benefit from our services. The decision to offer a consultation in any particular case is solely at the discretion of our attorneys.

If you believe you need the assistance of a lawyer, and you live or have a matter in our Pennsylvania practice area (Philadelphia, Montgomery County, Delaware County, Chester County, Bucks County, Berks County, Lancaster County, Lehigh County, and Northampton County in Pennsylvania), we will be happy to speak to you directly. You can reach us at 215-248-0989.

A word about our attorneys' responses to blog comments, contact forms, email, etc.

Please note that our responses to questions on legal matters received through contact forms, blog comment forms, other web forms or email (1) are general in nature, (2) are not in any way legal advice, (3) may not apply to your specific situation, (4) may not include all options available to you, and (5) do not create an attorney-client relationship between you and this firm or its attorneys. However, all such communications are confidential.

Moreover, our responses to questions apply solely to Pennsylvania, or, in some cases, Washington, DC. In the case of bankruptcy questions, our responses apply to the Eastern District of Pennsylvania only. You should discuss your concerns with an experienced local attorney before taking any action.

Intellectual Property

COPYRIGHTS

Materials available on the BANKRUPTCYLAWYERPA.COM, BANKRUPTCYLAWPA.COM HARBORSTONELAW.COM websites are the property of HARBORSTONE LAW or its attorneys and protected by copyright law. Images, materials, software, and information may not be copied, downloaded, or reproduced for commercial purposes without our express written permission. Other copyrights that appear on our website are the property of the respective owners. Except as expressly provided below, nothing contained herein shall be construed as conferring any license or right by implication, estoppel, or otherwise, under copyright or other intellectual property rights.

TRADEMARKS

HARBORSTONE LAW, HARBORSTONE LAW GROUP, HARBORSTONELAW, BANKRUPTCYLAWYERPA, and BANKRUPTCYLAWPA are the trademarks of HARBORSTONE LAW or its attorneys. Nothing contained on this site should be construed as granting any license or right to use any trademark displayed on this site without the express written permission of HARBORSTONE LAW.

FAIR USE

We grant you a non-exclusive, non-transferable, limited license to view, reproduce, print, and distribute insignificant portions of materials retrieved from this site provided: (a) it is used only for informational, non-commercial purposes; and (b) you do not remove or obscure the copyright notice or other notices. Except as expressly provided above, no part of this site, including but not limited to materials retrieved therefrom and the underlying code, may be reproduced, republished, copied, transmitted, or distributed in any form or by any means. In no event shall materials from this site be stored in any information storage and retrieval system without prior written permission from HARBORSTONE LAW GROUP.

LINKING

You may provide hot links to this web site provided: (a) you do not remove or obscure, by framing or otherwise, advertisements, the copyright notice, or other notices on this site; (b) you give HARBORSTONE LAW GROUP notice of such link by sending an email to links@ HarborstoneLaw.com; and (c) you discontinue providing hot links to this site if notified by HARBORSTONE LAW.

Other Terms

DISCLAIMERS

THIS SITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS, AND HARBORSTONE LAW EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. HARBORSTONE LAW, ITS AFFILIATES, AND ANY MANAGER, MEMBER, OFFICER, DIRECTOR, EMPLOYEE, SUBCONTRACTOR, AGENT, SUCCESSOR OR ASSIGN OF HARBORSTONE LAW GROUP OR ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEYS' FEES AND LOST PROFITS OR SAVINGS) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THIS SITE, INCLUDING ITS CONTENT, REGARDLESS OF ANY NEGLIGENCE OF ANY COVERED PARTY.

GOVERNING LAWS

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Pennsylvania, USA, as they apply to agreements made and solely performed therein. Disputes arising hereunder shall be exclusively subject to the jurisdiction of the Federal Courts of the United States of America or the State Courts of Pennsylvania. The jurisdiction thereof shall rest solely in Philadelphia, Pennsylvania, USA.

CHANGES

HARBORSTONE LAW may change this site and these Terms and Conditions without notice.

ENTIRE AGREEMENT

These Terms and Conditions incorporate by reference any notices contained on this site and constitute the entire agreement concerning your access to and use of this site. If any provision of these Terms and Conditions is unlawful, void or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

IF YOU DO NOT AGREE, OR IF THESE TERMS AND CONDITIONS ARE NOT ACCEPTABLE IN FULL, PLEASE TERMINATE YOUR USE OF THIS SITE. If you have questions about these terms and conditions, please let us know.

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AREAS WE SERVICE INCLUDE: Philadelphia, PA | Montgomery County, PA | Bucks County, PA | Chester County, PA | Delaware County, PA | Berks County, PA | Lancaster County, PA | Lehigh County, PA| Northampton County, PA

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