We offer bankruptcy and non-bankruptcy legal services designed to help you take control of your financial life. We will work closely with you to determine which approach best addresses your financial issues. All services are available throughout Philadelphia and the surrounding counties. (Non-bankruptcy services are available throughout most of the state.) Here are some of the services we offer:
Chapter 7 bankruptcy allows people struggling financially to start over free from all or most of their debt. The typical case lasts only a few months, and it is the least expensive type of bankruptcy. >> Read More
Chapter 13 works well for people behind on a home, car, or other secured loans or who have an income too high to qualify for Chapter 7. Chapter 13 allows you to catch up on missed home or auto payments over time (typically 36 to 60 months). With a few exceptions, any remaining unsecured debt is discharged at the end of the payment period. >>Read More
Negotiating with creditors is possible in some cases if you can pay a portion of your debt. Often, an attorney can help you reach reasonable lump-sum settlements or more affordable payment arrangements with your creditors. >>Read More
Debtor defense is just what it says, defending a collection suit in court. Often, debtors have defenses to creditor lawsuits, such as the Pennsylvania Statue of Limitations. In many cases, creditors cannot prove that they own debts and lose those types of lawsuits. For these reasons, defending a collections case can lead to a win or a reasonable settlement. Moreover, you may not even need to appear in court. >>Read More.
We advise clients on the legal methods available to protect their homes, accounts, and businesses from creditors, judgment creditors, and debt collectors.
Mortgage foreclosure defense includes answering the foreclosure complaint and raising any defenses you might have to a foreclosure action. It may even involve filing a lawsuit against the lender, if appropriate. By raising legitimate challenges to the foreclosure, you may encourage a lender to enter into a reasonable settlement. >> Read More
Sometimes, a lender will agree to modify the terms of your mortgage to reduce the payment or clear an arrearage by extending your mortgage length. It is sometimes possible to obtain a mortgage modification even while in bankruptcy. >>Read More
Consumer protection laws, like Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Pennsylvania Fair Credit Extension Uniformity Act (PFCEUA), and the Service Members Relief Act (SMRA) help protect Consumers from abusive creditors.
We provide professional legal representation in residential and commercial real estate transactions, real estate closings, and real property disputes.
We represent individuals and businesses in a variety of civil litigation matters in federal, state, magistrates, and municipal courts. Our litigation areas include contract and business disputes, personal injury, debt defense, foreclosure, and appeals.
Going it alone in a criminal matter is a mistake. We provide aggressive defense to clients in several areas of criminal law, including DUI-DWI and Accelerated Rehabilitative Disposition (“ARD”).