Pennsylvania Median Income for the 2023 Bankruptcy Means Test

The Pennsylvania median income increased again for most families as of May 15, 2023, meaning more debtors will qualify for Chapter 7 Bankruptcy in 2023. For Chapter 13 debtors, the median income determines whether the debtor may enter a thirty-six or sixty-month Chapter 13 plan and how much they must pay in their Chapter 13 plan.

The Bankruptcy Discharge And Beyond: Life After Bankruptcy

Important information about your home, cars, credit, taxes, student loans, debt collection, and more after your bankruptcy discharge. See how to make the most of your debt-free status.

Bankruptcy and Other Laws Protect Financially Stressed Military Servicemembers

The Bankruptcy Code and other federal statutes, such as the Servicemembers Civil Relief Act (SCRA) and the National Guard and Reservists Relief Act, offer specific protections to members of the military struggling with debt and other financial concerns.

Debtors’ Prison: Knowledge Is the Key to Escaping Debt

The imprisonment of debt takes a heavy toll on virtually all aspects of a person's life, including work, family, friendships, and even health. There is a way out.

Making Your Bankruptcy Consultation Count

The initial bankruptcy consultation is an opportunity to get a professional evaluation of your finances and see if the bankruptcy attorney is a good fit. Your bankruptcy attorney should review your financial situation and discuss all possible solutions, not just bankruptcy.

The Bankruptcy Means Test: An Attorney’s Explanation

What is the bankruptcy means test? How does it work, and why does it matter in Pennsylvania bankruptcy? A Philadelphia bankruptcy lawyer explains how the means test can enable more debtors to file for Chapter 7 bankruptcy.

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