Debtors’ Prison: Knowledge Is the Key to Escaping Debt

Last updated:
February 24, 2011

Fortunately, there is no debtors' prison in the United States, although unscrupulous debt collectors often threaten people with arrest. (We will address these issues in another post.) However, there is a different type of debtors' prison. It is the imprisonment of debt.

The imprisonment of debt takes a heavy toll on virtually all aspects of a person's life, including work, family, friendships, and even health. For many debtors, life becomes filled with pain and lost opportunities. It becomes increasingly hard to concentrate at work. Small family disagreements become major arguments and simmering resentments. Often, people find themselves retreating from life. I see it all the time.

The key to escaping the prison of debt is knowledge. Whether you are thinking about Chapter 7 or Chapter 13 bankruptcy, debt settlement, foreclosure defense, or something else, it is critical to get all the information you can to make an informed decision. To that end, I hope that this blog becomes an essential resource for Pennsylvania debtors. For more information, you may also wish to take a look at my law firm’s bankruptcy website, which contains FAQ's covering many of the common issues in bankruptcy, as well as overviews of Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and debt negotiation.

I trust you will find our Philadelphia bankruptcy attorney blog to be informative. If you live in the greater Philadelphia area and would like to discuss your options with a Pennsylvania bankruptcy attorney, please give me a call at 215-248-0989 or use our contact form to send me an email. I am always happy to answer questions, and all initial consultations are free and confidential. Our offices are convenient to most of Philadelphia and the surrounding counties.

Philadelphia Bankruptcy Attorney Dan Mueller of Harborstone Law helps individuals and small businesses in the Greater Philadelphia area resolve debt problems and regain control of their finances.

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About this Blog

Philadelphia Bankruptcy Attorney is published by Harborstone Law. Harborstone Law represents clients in bankruptcy and debt relief cases throughout Philadelphia and the surrounding Pennsylvania counties.

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Authors
Dan Mueller is a bankruptcy attorney and partner at Philadelphia-based Harborstone Law. Dan helps people and small businesses resolve serious financial and legal issue through bankruptcy and non-bankruptcy debt solutions.
Paul Midzak focuses his practice on debtor defense, dispute resolution, consumer protection law, and Chapter 7 and Chapter 13 bankruptcy. He also advises businesses on a variety of legal matters.
Connections
Harborstone Law represents clients in bankruptcy, debt, consumer, and small business matters throughout Philadelphia, Montgomery, Delaware, Chester, Bucks, Berks, Lancaster, Lehigh, and Northampton Counties in Pennsylvania.
questions? Call our office at 215-248-0989
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