Frequently Asked Question

What Is an Unsecured Creditor?

An unsecured creditor does not have a lien on any property. Most credit cards personal loans, medical bills, etc. are unsecured debts.

Quick Note: Although most credit cards are not secured, it is not unusual for store credit card lenders (such as a department  store card provider) to claim a security interest in certain items that you purchase with their account.

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