The Pennsylvania Statute of Limitations on most debt is four years. The Statute runs from the date of the last payment or the date that the debt became past due. Note that if a creditor sues you after the Statute of Limitations has run out, you must raise the Statute of Limitations defense in answer to the lawsuit. However, the Statute of Limitations is a complete defense. If you think a debt is beyond the Statute of Limitations, you should speak to an attorney. >>More